HELP-ACCOUNT.COM - If you ever get in trouble, there is friends who help!

Imagine that there is an insurance *.., which is supported by a non-profit community of interest. Imagine further that there would be an online platform where I can open an account and can pay in money, but I also can break the payments at will. All that matters is my rating, equivalent to the level for which I am insured in maximum. Imagine if there were no restrictions in general about what is insured or not. The only rule is that the trigger is an accident, a losing streak, which can eventually arrive at each one, of course, usually unintentionally. I must report what has happened to me, in case of theft, robbery, etc., if possible I must show a police report. But even if it's my own fault that I have lost an expensive clock or my car was scratched by vandals after an argument: Even operations that would be not covered by traditional insurance are insured up to a certain extent by the Help-Account. I have to describe the incident briefly on the online portal, anonymously. The community then decides how much is paid out to me. Those users with a high rating have more weight in the decision.
Only with the pay-out of a sum of damage, my credit rating level is reduced again - and it might make sense to pay premiums regularly again. If I have the feeling sometime that I don't need the insurance* anymore (because I'm secure enough , by wealth or family ..), the paid money is not lost. The insurance* coverage is indeed related to a person - and not, as with other insurance on a particular subject. But I can transfer coverage to another person (waiting time 1-2 years to avoid abuse). That means that I can trade the policy, eg. offer it in an auction and get back so maybe 70% of the paid money over the years back.

The sum of all in premiums paid money will be permanently displayed on the portal. Some of the money is on the account of a good bank, ready to be used for claims. The other part can be invested in sustainable projects. Above all, there is maximum transparency. The company structure is slim. There is no money spent for many people, bureaucracy, advertising, bonuses, managers, facilities, festivals, sponsorship .. .
Jobs for lawyers, repairs, new acquisition of stolen goods, etc. always assigned within the community as far as possible.
The exciting stories from the real world are attracting visitors to an otherwise boring website in an insurance* company. This resulting infotainment provides advertising revenue.
Not always, it's mainly about money, when anyone has problems. And n today's society legal advice is also increasingly important. It does not always need big legal expenses on a lawyer in order to be protected from attacks. Registered users get on the online portal infos and help for free through the community council.

This is pure fiction ? That's right, .. but soon we realize this big thing!

The portal will be built over the year 2010. We search idealists who actively want to participate in this project. Insurance people, lawyers, Internet architects - as the initiator is one himself.

-> read on (currently in german)

:: help-account.com is a new concept of :: subwave Internet
Become a member in our FACEBOOK group :

http://www.facebook.com/group.php?gid=143044982190

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Click 2 Join FACEBOOK group below!	*A new approach to an insurance - online community**
*Help Account - insured and more - as a community**	This here is the first sustainable insurance * worldwide. Your money does not just seep away. Organized and supported by our online community, are not insured certain requested fields, but people. Any accident, any fate or bad luck that may befall any of us again - but probably will not - is covered, for little money.
Version 04.10e *This is not an insurance in the common sense. We do not want to guarantee absolute coverage, but help each other in the community in a new, fair system.	Imagine that there is an insurance .., which is supported by a non-profit community* of interest. Imagine further that there would be an online platform where I can open an account and can pay in money, but I also can break the payments at will. All that matters is my rating, equivalent to the level for which I am insured in maximum. Imagine if there were no restrictions in general about what is insured or not. The only rule is that the trigger is an accident, a losing streak, which can eventually arrive at each one, of course, usually unintentionally. I must report what has happened to me, in case of theft, robbery, etc., if possible I must show a police report. But even if it's my own fault that I have lost an expensive clock or my car was scratched by vandals after an argument: Even operations that would be not covered by traditional insurance are insured up to a certain extent by the Help-Account. I have to describe the incident briefly on the online portal, anonymously. The community then decides how much is paid out to me. Those users with a high rating have more weight in the decision. Only with the pay-out of a sum of damage, my credit rating level is reduced again - and it might make sense to pay premiums regularly again. If I have the feeling sometime that I don't need the insurance* anymore (because I'm secure enough , by wealth or family ..), the paid money is not lost. The insurance* coverage is indeed related to a person - and not, as with other insurance on a particular subject. But I can transfer coverage to another person (waiting time 1-2 years to avoid abuse). That means that I can trade the policy, eg. offer it in an auction and get back so maybe 70% of the paid money over the years back. The sum of all in premiums paid money will be permanently displayed on the portal. Some of the money is on the account of a good bank, ready to be used for claims. The other part can be invested in sustainable projects. Above all, there is maximum transparency. The company structure is slim. There is no money spent for many people, bureaucracy, advertising, bonuses, managers, facilities, festivals, sponsorship .. . Jobs for lawyers, repairs, new acquisition of stolen goods, etc. always assigned within the community as far as possible. The exciting stories from the real world are attracting visitors to an otherwise boring website in an insurance* company. This resulting infotainment provides advertising revenue. Not always, it's mainly about money, when anyone has problems. And n today's society legal advice is also increasingly important. It does not always need big legal expenses on a lawyer in order to be protected from attacks. Registered users get on the online portal infos and help for free through the community council. This is pure fiction ? That's right, .. but soon we realize this big thing! The portal will be built over the year 2010. We search idealists who actively want to participate in this project. Insurance people, lawyers, Internet architects - as the initiator is one himself. -> read on (currently in german) :: help-account.com is a new concept of :: subwave Internet Become a member in our FACEBOOK group : http://www.facebook.com/group.php?gid=143044982190